Things To Know About Police Reports
After being involved in a car accident, the first thing you should do is contact the police. In addition to securing the accident scene and making sure everyone is ok, officers will provide you with a report that is critical for an accident claim. The purpose of this blog is to inform readers on the topic of police reports – what they are, how to obtain them, and other essential advice about what to do post-accident.
What is an Officer’s Role at the Scene of an Accident?
When an officer responds to an accident, they document the incident in a police report. The officer’s job is to help and make sense of the accident. They should try to figure out what happened, how it happened, and who was involved.
The officer may also call emergency services if anyone is injured. They may write tickets if there is any sign of reckless driving or negligence, and they may secure the area and make sure it is safe for traffic and everyone involved.
What is a Police Report?
A police report includes accident-related details, including statements from those involved and witnesses. It can also have a drawn diagram of the accident, the officer’s findings, and other key information, such as the weather and roadway conditions, any violations of the law, and damage to the vehicles involved.
An insurance adjuster reviews a police report to determine how to handle an accident claim. A police report can influence an accident claim, especially when it indicates that someone is mostly at fault for an accident.
Police reports contain facts, and they have opinions. Facts are notes about the accident’s date, time, and location. Fault determinations are opinions. Regardless of what the police report holds, the insurance company will come to its own conclusion using its own investigation.
It is important to review the accident report and ensure the details are correct. You should also collect the officer’s contact information who filed the police report. After you have calmed down following the accident, you may remember more of what happened, and these details could be key for your accident claim.
Sometimes the insurance company and police report hold different opinions. This is the reasoning for why a police report may be in your favor; however, the insurance company still denies your claim.
If your car accident case goes to court, the police report can be used as evidence.
If you decide to make an insurance claim after a car accident, the police report can impact two key things: who is considered to be at fault and how much compensation you can recover.
How to Obtain a Police Report Following an Accident
The police report needs to be official before you can obtain a copy. There are two ways to get a police report. You must contact the law enforcement office that drafted the report and ask for a copy using the reference number that should have been provided to you by the officer at the scene of the accident.
If you don’t have a reference number, you can use your name or the accident’s date, time, and location. After paying a small fee (about $15), you should have no issue obtaining a copy of the police report. The insurance adjuster handling your claim can also provide you with a copy free of charge.
In addition to obtaining a police report, it is important to document the accident yourself. You should take photos and videos of the accident scene, injuries, and property damage.
After being involved in a car accident, the first thing you should do is contact the police. The second thing you should do is call 1-800-411-PAIN. The experts at 1-800-411-PAIN can help explain your options, fight for the compensation you deserve, and guide you through a swift recovery. If you or a loved one has been injured in a car accident, first call 911, then call 1-800-411-PAIN. Our legal professionals can help explain a police report, or they can help you navigate the tricky process of filing a claim. Our medical professionals are also here to provide you with the treatment you need and the care you deserve. Remember after 911, call 411. That’s 1-800-411-PAIN.