Are You Covered? Different Types of Car Coverages - Path 411 Pain

Are You Covered? Different Types of Car Coverages

Posted on : November 15, 2018

Are you covered?

There are many insurance coverages to invest in when you have a car. And trust us, we know that it can be expensive. However, the investments is worth it when you take yourself on the road.You always have to have coverage when you drive on the road – it’s for your safety and for you to save money in the bank. Here are a few insurance coverages that maybe offered to you when you or a family member purchases a car and becomes a driver.

  1. Liability Coverage: This coverage is needed. Just in case you ever get into a car accident where you are liable for the damages, this coverage will help pay for your cost, which means car repairs and medical bills. Although there are different cost limits in different states – some may offer an extra fee for their services. We know it’s costly, but we recommend investing into the extra fees. If you think about it, it would be cheaper than what you would you have to pay out of pocket.
  2. Collision coverage: This may seem tempting, however know the value of your car. Collision coverages are worth the buck when it comes to expensive vehicles or new cars.  What is does is pay for the value of the car when your vehicle is hit because of a collision.This includes a vehicle being totaled. Even though it sounds enticing, those who have old cars may not want to invest. Keep in mind the value of your car and imagine it totaled. Is the pocket money worth it?
  3. Uninsured Motorist Protection: Yes, there is protection for that. Even though the law states you should always have insurance when you are behind the wheel – unfortunately some drivers do not have insurance. This protection will help you receive money if you are ever in an accident with an uninsured driver. Many states ask for the bare minimum for coverage. Therefore, adding this to the list on what you need is inexpensive and aid the cost of your expense.

There are other insurances you can look for. It just depends on what you need and afford. Just be insured and be covered. When have coverage, you can alleviate the financial pain you may have from a big accident.

If you or someone you know has been injured in a car crash or truck accident and are in need of an accident attorney in Miami, Fort Lauderdale, West Palm Beach, Naples, Ocala, Orlando, Tampa, Gainesville, Jacksonville, Tallahassee, Ft. Myers or any other city in Florida –remember after 911, call 411! 1-800-411-PAIN can put you in touch with an experienced, aggressive network attorney who will fight for your rights and get the maximum compensation you deserve. Don’t forget to follow 411 PAIN on Twitter (@411PAIN), keep up with the conversation at #411PAIN and check out the 411 PAIN event gallery!
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