Car Accidents in a Rental Car - Path 411 Pain

Car Accidents in a Rental Car

Posted on : March 24, 2020

If you’re in a car accident while driving a rental car, first and foremost, you want to treat it as if it were your own vehicle. Following the same protocols as if it were your own vehicle includes:

  1. Make sure you and anyone else in your car are uninjured. (If injuries occurred, call an ambulance).
  2. Call the police to report your accident.
  3. Exchange information (car insurance, license plate) with the other party; do not disclose you are in a rental car. 
  4. Take pictures at the scene of the accident.
  5. Check the glove compartment for a sticker that has the rental information and contact number- call and ask how to proceed. 
  6. Call your car insurance company and tell them about your accident. 

If you did not buy insurance with the rented car, then you will have to pay a deductible to the rental car company. Assuming you are not at-fault, your personal insurance company will go after the at-fault driver to recover fees. 

Rental car accident coverage is usually combined with your personal car insurance to cover property damage and personal injury. Before renting a car, you should speak to your personal insurance company to understand the best possible steps to take if the worst-case scenario is to occur. Most importantly, if you are in an accident in your personal vehicle, an Uber/Lyft, or a rental car, Call Path at 1-800-411-PAIN!

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