Car Accidents in a Rental Car
If you’re in a car accident while driving a rental car, first and foremost, you want to treat it as if it were your own vehicle. Following the same protocols as if it were your own vehicle includes:
- Make sure you and anyone else in your car are uninjured. (If injuries occurred, call an ambulance).
- Call the police to report your accident.
- Exchange information (car insurance, license plate) with the other party; do not disclose you are in a rental car.
- Take pictures at the scene of the accident.
- Check the glove compartment for a sticker that has the rental information and contact number- call and ask how to proceed.
- Call your car insurance company and tell them about your accident.
If you did not buy insurance with the rented car, then you will have to pay a deductible to the rental car company. Assuming you are not at-fault, your personal insurance company will go after the at-fault driver to recover fees.
Rental car accident coverage is usually combined with your personal car insurance to cover property damage and personal injury. Before renting a car, you should speak to your personal insurance company to understand the best possible steps to take if the worst-case scenario is to occur. Most importantly, if you are in an accident in your personal vehicle, an Uber/Lyft, or a rental car, Call Path at 1-800-411-PAIN!